Updated: Sep 6
We explain the elments, defences and penalties of the offence Obtain Financial Advantage by Deception.
The elements of Obtain Financial Advantage by Deception and what the prosecution must prove
The offence of Obtain Financial Advantage is prosecuted under Section 82 of the Crimes Act 1958 (Vic).
- the accused obtained a financial advantage.
- the accused used deceit to obtain the financial advantage.
- the accused obtained the financial advantage dishonestly
A “financial advantage” includes (but is not limited to) the following circumstances:
· When a debt or charge for which the accused is or may become liable (including one which is not legally enforceable) is reduced or in whole or part evaded or deferred.
· When the accused can borrow by way of overdraft or to take out any policy of insurance or annuity contract, or obtains an improvement of the terms on which she/he is allowed to do so; and
· When the accused is given the opportunity to earn remuneration or greater remuneration in an office or employment, or to win money by betting (R v Vasic (2005) 11 VR 380).
- Where the accused through deception evades a debt owed by them.
The accused “obtains" a financial advantage if s/he obtains ownership, possession, or control of it (Crimes Act 1958 s81(2)).
The accused must have obtained the financial advantage by deception (Crimes Act 1958 s81(1); R v Salvo  VR 401).
For this element to be met, the prosecution must prove that:
· The accused made a representation by words or conduct.
· The representation was about existing or past facts or law.
· The representation was false.
· The accused knew the representation was false or was reckless as to whether it was true or false.
· The accused intended to obtain the property by making the representation.
· The false representation was believed by the victim (who was thereby deceived); and
· The accused obtained the financial advantage because of the deception.
Financial Advantage was obtained because of the deception
10. The financial advantage must have been obtained because of the deception. That is, there must have been a causal connection between the deception used and the obtaining of the financial advantage (R v Jenkins (2002) 6 VR 81; R v Clarkson  VR 962; R v King  QB 547).
11. For this requirement to be met, the prosecution must prove that the deception operated on the mind of the person deceived (R v Jenkins (2002) 6 VR 81).
12. It is a question of fact for the jury to decide whether the deception was an “operative cause” of the obtaining (R v King  QB 547).
Penalties for Obtain Financial Advantage by Deception
Under section 82 of the Crimes Act 1958 (Vic) a person found guilty of Obtain financial advantage by deception is liable to a penalty of 10 years imprisonment (maximum).
Sentencing outcomes for Obtain Financial Advantage by Deception
This offence can be heard and finalised in the Magistrates’ Court if the property value is less than $100,000. As a guide, the Sentencing Advisory Council has published the top 4 sentencing outcomes for this offence in the Magistrates’ Court for the period 2016 – 2019:
Imprisonment – 42%
Community Correction Order – 29.3%
Fine – 14.1%
Prepare early, get advice
The offence of Obtain financial advantage by deception is a very prevalent offence, and for this reason the courts will frequently impose stern sentences to foster deterrence. It is very important to get prompt legal advice about the prospects of defending a charge of Obtain financial advantage by deception or otherwise mitigating the penalty. Call our office on (03) 9668 7600 to arrange a free case assessment.